Child Health Plus
New York’s Low-Cost Health Insurance for Kids
Access top doctors, hospitals, and care
MetroPlusHealth does more than offer great benefits. Our network includes 34,000+ of the City’s top doctors, 40+ hospitals including Mount Sinai, NYU Langone, and NY Health + Hospitals, and 110+ urgent care sites including CityMD locations.
A New York-only health care plan
National Health Care Chains
Ready to enroll?
We’re here to help. Choose the enrollment option that works best for you.
Monday – Saturday | 8 a.m.– 8 p.m. (ET) Sunday | 9 a.m.– 5 p.m. (ET)
Who qualifies for Child Health Plus?
We believe every child deserves quality healthcare.
Our plan includes:
Regular check-ups and preventive care
Vision insurance for children, including eye exams
Routine and preventive dental services
Access to specialists and hospitals
Well-child care
Physical exams and immunizations
X-rays and labs
Emergency care and emergency ambulance transportation
Prescription and non-prescription drugs if ordered by a licensed provider
Inpatient hospital care
Inpatient and outpatient mental health care
Speech therapy (limitations may apply)
Hearing services
Durable medical equipment and supplies
Frequently asked questions about the Child Health Plus Plan
How much do I have to pay out of pocket for Child Health Plus?
There are no copays or deductibles for covered services with CHPlus. Depending on your income, you may have to pay a monthly premium. The chart below shows premiums by income level and number of children in the household.
| Child Health Plus 2026 Federal Poverty Levels (Monthly Income for Family Size) | |||||
|---|---|---|---|---|---|
| Cost | 1- Child | 2 – Children | 3 – Children | 4 – Children | Additional Person |
| $0 premium / month | $2,953 | $4,004 | $5,055 | $6,105 | $1,051 |
| $15 per child per month ($45 Max per family) | $3,325 | $4,509 | $5,692 | $6,875 | $1,184 |
| $30 per child per month (Max $90 per family) | $3,990 | $5,410 | $6,830 | $8,250 | $1,420 |
| $45 per child per month (Max $135 per family) | $4,655 | $6,312 | $7,969 | $9,625 | $1,657 |
| $60 per child per month (Max $135 per family) | $5,320 | $7,214 | $9,107 | $11,000 | $1,894 |
| Full premium per child per month | Over $5,320 | Over $7,214 | Over $9,107 | Over $11,000 | Over $1,894 |
How can I enroll in Child Health Plus?
You’ve got a few options:
Online: Visit the NY State of Health website
By Phone: Call 1.855.355.5777.
With Personal Assistance: Contact MetroPlusHealth at 833.215.7511.(TTY: 711)
Questions? Call the number above and our team will help you understand Child Health Plus requirements and guide you through the simple enrollment process.
*Child Health Plus is a New York State-sponsored health insurance program offered by MetroPlusHealth.
When can I apply for Child Health Plus?
You can enroll in Child Health Plus any time throughout the year – there’s no waiting period or enrollment window.
Does Child Health Plus cover vision and dental services?
Yes, your child is covered for dental cleanings and X-rays every 6 months as well as other dental care. Orthodontic care is typically not covered.
Your child is also covered for annual vision tests and a pair of glasses each year.
How do I enroll my child?
Call us at 855-809-4073 (TTY: 711).
When can I enroll my child?
CHPlus enrollment is open year-round for those eligible.
Does my child have to be a citizen or a green card holder to qualify?
All children who live in New York are eligible for CHPlus, regardless of immigration status.
Does Child Health Plus cover prescription drugs?
Yes, CHPlus covers prescription drugs as well as non-prescription drugs ordered by a licensed provider.
